Posts Tagged ‘Buyer’

House Hunting Efficiency: A Military Success Story in Ottawa

Posted on: May 14th, 2024 by Chris Scott


We recently had the pleasure of assisting a military couple with their house hunt in Ottawa, turning it into an efficient and exciting adventure. The journey began with setting up a personalized portal tailored to their preferences, 

allowing them to interact with listings by favouriting, disliking, and commenting on homes. This interactive approach helped Chris develop a strategic itinerary to maximize their limited viewing time.

To ensure efficiency during their brief visit, Chris pre-booked an inspection with a trusted home inspector before the couple’s arrival. This foresight was crucial in accommodating the tight timeframe and guaranteed that they could work with a reliable inspector.

Upon their arrival on a Sunday, the couple dived into their home search, visiting 28 homes over four days across Ottawa and its surrounding areas. Chris’s deep knowledge of the region helped them explore a variety of neighbourhoods, from the small-town feel of Carleton Place & Kemptiville to the notable suburbs of Kanata, Barrhaven and Stittsville. We explored them all! More inventory in the 2024 posting season has made military house hunting in Ottawa easier than in previous years. Good to see more balanced conditions in our marketplace. 

The highlight of their trip was of course finding their dream home in Kemptville and swiftly fulfilling the home inspection condition, providing them with essential peace of mind.

This story exemplifies the success of a well-planned House Hunting Trip (HHT). If you’re preparing for your HHT in Ottawa or surrounding areas, our team is ready to guide you through every step, ensuring a smooth and successful home-buying experience.

Interested in starting your house-hunting journey? Contact us today to learn how we can assist you!


Predictions for Spring Market

Posted on: February 22nd, 2024 by Chris Scott

Spring is approaching, and the real estate market, after a unique start in 2024 with hesitant buyers and sellers, is showing signs of optimism. Check out why we expect a pickup in activity as confidence grows, anticipating a dynamic and bustling season ahead. If you have questions about what’s happening in your neighbourhood, please don’t hesitate to get in touch. My team and I would love to have a chat with you.








Why Choose Our Team

Posted on: February 20th, 2024 by Chris Scott

Why settle for just any realtor when you can choose a team that truly understands your unique needs? Our focus is crystal clear – we specialize in serving the military community, making us the top choice for your real estate journey in Ottawa.

Navigating the intricacies of military relocations is our forte. Our team members bring invaluable experience from countless house-hunting trips and seamless transactions involving military purchases or sales. When you choose us, you’re not just getting a realtor; you’re gaining access to a network of BGRS-approved vendors, ensuring a smooth journey from the beginning to well after your deal is closed. With an impressive track record of dozens of military deals under our belt, we proudly stand as Ottawa’s leading military real estate experts.

What sets us apart is not just our focus but the people we bring to the table. We have carefully curated a list of top-tier professionals, from specialized BGRS lawyers to inspectors well-versed in the intricacies of the military process. Having the right people at every step ensures a seamless and stress-free transaction for you.

But we don’t stop there. We proactively search for the perfect home on your behalf. Annually, we dispatch over twenty thousand letters to the most coveted neighborhoods, giving our military clients exclusive access to homes in Ottawa that aren’t available to the general public. Our proactive approach has proven successful, creating matches that go beyond what’s readily available, making your real estate experience truly exceptional.

In a sea of realtors, choose the team that not only knows the military but also has the expertise, connections, and dedication to make your real estate journey in Ottawa a resounding success.

Colin’s Army Run Success

Posted on: September 22nd, 2023 by Chris Scott

This year, Colin, made us proud by participating in the Army Run, where he excelled in both the 5K and 10K races. Notably, he achieved personal best times in both events and ranked 58th out of 715 participants in the Sergeant Majors Challenge. Colin’s dedication extended beyond the race, as he also raised significant funds for the military.

Our commitment to supporting military families in Ottawa is unwavering. We understand the unique challenges they face during relocation, and our local expertise and tailored services ensure a smooth transition. Colin’s exceptional performance exemplifies our dedication to making a positive impact on our military clients.

CAF Relocation Directive – Spending Account

Posted on: June 6th, 2023 by Chris Scott

Here is a summary of the details of spending accounts related to CAFRD (Canadian Armed Forces Relocation Directive) benefits. There are two types of spending accounts: the Core Account and the Custom Account. Unused benefits from either account are forfeited and cannot be used for other expenses.

The Core Account is meant to compensate members for essential relocation expenses related to their move. It is not a fixed amount of funds.

The Custom Account is a fixed amount of funds determined by an individualized formula. It serves two purposes: enhancing benefits from the Core Account as indicated in the directive and providing flexibility to choose other CAFRD benefits that meet the member’s relocation needs.

The formula for the Custom Account is A + B + C = D, where A represents the accommodation factor, B represents the transportation factor, C represents the HG&E (household goods and effects) shipment factor, and D represents the total amount available in the Custom Account. The transportation factor is calculated using a kilometric rate based on the Department of Finance income tax deduction limit for the use of personal vehicles for business purposes.

The Custom Account formula also includes specific calculations for each factor. A is the greater of $1,000 or a percentage of the real estate commission based on the sale price of the principal residence. B is 35% of the cost of one-way transport for the member and dependents. C is 35% of the average cost of shipping qualifying household goods and effects per qualifying room.

Qualifying rooms for the HG&E shipment factor are listed, including bedrooms, kitchen, living room, etc. When items are shipped out of long-term storage, the formula is based on the number of qualifying rooms when the items originally went into storage.

In cases where a member shares accommodations with individuals other than their spouse or dependents, the HG&E shipment factor is based only on the rooms occupied by the member.

Finding the Perfect Home in Ottawa’s Outskirts: A Winning House-Hunting Strategy

Posted on: June 1st, 2023 by Chris Scott

House hunting in Ottawa can be an intimidating endeavor, particularly due to the city’s extensive spread. Many buyers now seek better value by exploring the outskirts of the town. Recently, we had some wonderful clients who preferred locations such as Rockland, Limoges, Embrun, and Russell. These neighborhoods offered approximately $100,000 in savings when compared to a similar house in Ottawa’s closest suburban area, Orleans.

While going through a list of around 30 properties to consider, I made an executive decision to prioritize the property that I believed provided the best value and fulfilled most of my client’s requirements. This property became our top choice for the first day of house viewings. This strategy worked remarkably well, as my clients instantly fell in love with the home. After leaving the first house, they were convinced that it was an excellent option for them. Over the course of three days of showings, no other property came close to matching their needs. It’s rare to find a home that aligns so closely with one’s requirements during a house-hunting trip. Comparing every subsequent house to the first one greatly benefited us and provided clarity to my clients. Knowing that finding a second alternative was not desirable, it became crucial to secure this house.

Fortunately, we successfully acquired this property at a great price. I believe that adopting the tactic of starting the house-hunting trip with the top property can be an effective approach. My philosophy has always been to showcase the best properties on the first day, as there’s a high chance that if you like something, someone else might too. Additionally, this strategy allows you to respond promptly if one of the top properties receives an offer while you’re exploring secondary options.


Posted on: February 24th, 2023 by Chris Scott

Ottawa is typically known to be a low inventory real estate market. This is changed slightly this year due to current market conditions. Military buyers will have more to choose from on their Ottawa relocation house hunting trips. Our team is also doing everything we can to present as many options as possible. We have put out thousands of flyers looking for home sellers to match with our incoming military buyers. This program is in its fifth year and it continues to be a success. We have been able to create win-win situations for both buyers and sellers. Buyers get the benefit of purchasing a house off market at a fixed cost and sellers have the opportunity to potentially sell off market with very little showings and no staging.

If you’re relocating to Ottawa feel free to get in touch and learn more about the programs we offer our incoming relocation clients.


Posted on: September 30th, 2022 by Chris Scott

BMO is the official bank of the Canadian Defense Community. This makes BMO and the Chris Scott Team a perfect fit for our military clients. We always have our client’s needs top of mind and strive to make each relocation as smooth as possible. We know the ins and outs of BGRS and know that during an HHT time is always of the essence. BMO has specific mortgage programs tailormade for military relocations that offer tight turnarounds on pre-approvals so you can rest easy during your HHT. We have a guest blog from our local Defense Mortgage Specialist Naween:


Relocation is not a simple task. It’s very stressful. Leaving family, friends and a familiar environment is a daunting feeling. I have gone through 5 relocations myself, so I know the feeling. My biggest relocation was migrating to Canada. Moving 13,632 km, away from everything I knew for 23 years. The level of anxiety I had was through the roof, but I was also excited to start a new chapter with my wife. It took us time to settle, and we finally made Ottawa home. Bought our first home, had our first child and a new opportunity came along resulting in an out-of-city relocation. Two more relocations after we are back in Ottawa. Each relocation was stressful even though we had done it before. We had to tell ourselves it was ok to feel the way we did. The personal and professional growth I gained from them will not change my mind about doing it all over again. We became comfortable with meeting new people and making new friends with each move.

The biggest stress for us about relocating was finding a place to live. Temporary accommodations in hotels can only get you so far until the smell of eggs in the morning makes you sick. You have a limited amount of time to find a place that fits you and your family’s needs. This is where the expertise of a good realtor was a game changer. When we relocated to Sudbury for work, our house search revolved around a 9-month-olds schedule and needs. We had to think about daycare, schools (yes, it was a bit of a stretch to think of schools when our son was only 9 months), convenience to get to and from work, etc. New city, no support system to count on. We started our house search online in Ottawa and would send listings we wanted to see to our realtor having no idea about the areas. I remember to this day what our realtor said about a listing I sent. House looked great in pictures, well below our budget. Her exact words “We are not going to see that listing because you are not going to buy a home in that area. I don’t want Evan growing up in that neighborhood”. We soon came to realize that that neighbourhood was not suitable for kids, and the house was on a very busy street. I was reassured my realtor had my back and I was no longer stressed about finding the right home for our family. This is the same level of care and attention Chris Scott and his team bring to the table. They understand your needs and find properties to fit that need, so you don’t waste time.

Therefore, I am proud to align myself as the mortgage specialist assisting the clients of Chris and his team. They share the same values as I do, personally and professionally. Putting the client’s needs first vs getting a sale done. Focusing on advice and recommendations to protect you and your loved ones. Combining 6 years of mortgage experience, Chris and his team and BMO’s Defense Banking Program I am confident we can make your house purchase a stress-free experience.

If you have any questions about home financing or want to talk about my personal experience of relocation feel free to contact me. I am happy to answer any questions you have

Naween Thomas | Mortgage Specialist
(P) 613-709-0890


Posted on: August 10th, 2022 by Chris Scott

Ottawa is a very popular destination for military clients. Many come for a few years and get posted out only to return again with a promotion a few years down the road. With this type of short-term stay, you need to purchase at the right price to be able to sell with a nice profit when you get transferred out. Others may have their final stop in Ottawa and want to make sure they get a home that can suit their needs for years to come.

We thought we would share with you a few examples of homes we helped our military clients purchase in recent years and that they just sold this year:

Purchased in 2020 – $790,000
Sold in 2022 – $1,250,000

These clients sold their Fairwinds home with our team in 2017 and got transferred back to Ottawa in 2020, during a very challenging market for buyers. During their HHT they were clear they wanted to be back in Stittsville and find something with good value. The timing was not great as they were purchasing in a very fast sellers market. Our clients ended up competing in a multiple offer situation. It is important to note that we were not the highest offer in this multiple offer situation, but the seller wanted to work with us and sell to my clients. That one decision had an incredible impact for my clients. You can see what they bought it for back then and sold it for earlier this year.

Purchased in 2020 – $665,000
Sold in 2022 – $931,000

Another military client of ours purchased in 2020, during the same challenging market. They also wanted to live in, and ended up buying in Stittsville. This is a great example of how there are still deals to be had during a sellers market and we ended up getting a great deal for our buyers. The house needed new flooring on the main level and was passed up by other buyers because of this. Our clients were not phased by this small issue, they lived here for a few years, and then ended up getting new floors installed on the main floor. This small investment of a flooring project helped them capitalize on ideal conditions when they sold.

HHT’s are challenging and timing is everything, which is why having an experienced Realtor® on your side makes all of the difference when it comes to your biggest investment. We are here to help!

Selling with our approved BGRS Ottawa Team

Posted on: July 19th, 2022 by Chris Scott

Our team prides ourselves in taking great care of our military clients. A big part of that is helping our clients who relocate to Ottawa purchase homes that will sell easily and appreciate nicely by the time they get transferred out. Selecting the right home, neighborhood, and community are also essential for the enjoyment of your time here. In short we know how important your Ottawa HHT is to you and your family. The house you buy will also have implications down the road when you sell. We need to make sure you are getting the right home for your needs.

Selling with our military specialists

The sale process is seamless with our team because we understand BGRS and have the appropriate partners who are all approved service providers. We are also one of Ottawa’s most recognizable military teams. We have the buyers coming in on postings that we can match up with our listings. One of our strategies is that we send out letters to prospective sellers ahead of posting season to spread awareness of incoming military buyers and our ability to match buyers with sellers of off market listings. This makes the process even smoother for everyone.

Some service providers no longer dealing with BGRS

Many prominent lawyers have decided no longer to accept BGRS files due to the low fee they receive for service in relation to their standard rates. This is something that we will keep an eye on moving forward. We still have some great lawyers on the list. Some Realtors are also pushing back and not accepting military sellers. While others are scaling back their services that they provide when selling a military members home.

This is not the case with our team. We offer the same high level of service clients have come to expect from us. Here are a few of the things that we are offering to our military clients: